Real Estate Private Credit Investment Associate

Sumitomo Mitsui DS Asset Management is seeking a Real Estate Private Credit Investment Associate to join our alternative investment team. This role isbest suited for early-career professionals who are interested in real estate investing and credit markets, and are eager to build a career in privatecredit.

Reportingto the team leader, the Associate will support senior team members across underwriting, execution, and portfolio monitoring of real estate debt investments. The role offers hands-on exposure to live transactions, structured training, and mentorship from experienced investment professionals.

Key Responsibilities

Investment Analysis & Underwriting Support

• Assist with the underwriting of real estate private credit investments, including:
• Senior loans, mezzanine debt, holdco loans, bridge loans and preferred equity
• Property-level cash flow and loan cash flow modeling
• Build and update Excel financial models under guidance from senior team members, incorporating:
• Rental income, operating expenses, capital expenditures and financing assumptions
• Key credit metrics such as LTV, LTC, DSCR and debt yield
• Support analysis of:
• Property fundamentals and local market dynamics
• Borrower and sponsor profiles
• Exit and downside scenarios
• Prepare supporting materials for investment memoranda and internal reviews

Deal Execution & Due Diligence

• Assist with transaction execution by:
• Organizing and reviewing due diligence materials (financials, appraisals, reports)
• Coordinating with internal teams and external advisors
• Help track deal pipeline sheet and maintain internal underwriting files

Portfolio Monitoring

• Support ongoing monitoring of existing investments, including:
• Reviewing borrower reporting and financial statements
• Tracking covenant compliance and loan performance
• Assisting with asset-level and portfolio reporting

Market & Team Support

• Conduct market and industry research on:
• Property types, geographic markets, and real estate trends
• Debt markets and capital markets activity
• Assist with internal presentations, portfolio reviews and investor materials as needed

Qualifications Required

• Master’s or Bachelor’s degree in Finance, Real Estate, Economics, Accounting, or a related discipline
• Strong academic performance with demonstrated quantitative and analytical skills
• Prior professional experience with an asset management firm in the areas of private credit, real estate and/or alternative investments is strongly preferred
• Solid understanding of basic accounting, corporate finance, and real estate concepts
• Strong proficiency in Excel; comfort working with financial models
• Clear written and verbal communication skills
• Strong attention to detail, work ethic and willingness to learn
• Ability to manage multiple tasks in a fast-paced, deal-oriented environment