Credit Analyst (1-Year Contract), Wealth Private Banking

Job Description

We are seeking a motivated and detail-oriented Credit Analyst to support the Private Banking Division, Wealth Credit team on a 1-year contract basis. This role offers strong exposure to credit risk management, securities financing, and private banking operations.

Key Responsibilities

• Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution
• Support the maintenance and monitoring of exception handling for Private Banking clients
• Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks
• Perform regular reviews of securities eligibility and margin ability
• Assist with regulatory reporting and internal risk reporting requirements
• Identify opportunities to improve processes and enhance risk controls and operational efficiency
• Collaborate with stakeholders across business units to support product development and business initiatives
• Participate in User Acceptance Testing (UAT) for systems enhancements and new projects
• Maintain strong working relationships with internal stakeholders and team members

Requirements

Education

• Minimum Diploma/ Degree in Banking, Finance, Business, or related discipline

Experience & Skills

• Minimum1- 2 years of relevant experience in banking/finance.
• Strong analytical and numerical skills with attention to detail
• Basic understanding of credit risk, securities, or financial markets is advantageous
• Good communication and stakeholder management skills
• Proficient in Microsoft Excel. Candidates with advanced Excel functions (Pivot Table, VLOOKUP, etc..) will be an added advantage.
• Ability to work in a fast-paced and structured environment