AML KYC Officer (Corporate/Private Banking)
PEOPLESEARCH PTE. LTD.
Job Responsibilities
- Conduct comprehensive credit assessments for corporate and commercial banking clients, including financial analysis, cash flow evaluation, industry assessment, and risk identification.
- Review and evaluate new credit applications, renewal requests, amendments, waivers, and annual credit reviews.
- Prepare and present detailed credit proposals and recommendations to relevant approval authorities and credit committees.
- Monitor portfolio quality, identify emerging risks, and recommend appropriate risk mitigation measures.
- Ensure compliance with internal credit policies, regulatory requirements, and risk management frameworks.
- Perform covenant monitoring, financial spreading, and ongoing credit surveillance of existing borrowers.
- Work closely with Relationship Managers to structure credit facilities that meet clients’ financing needs while maintaining prudent risk standards.
- Review loan documentation and ensure approved credit terms and conditions are properly reflected and fulfilled.
- Participate in portfolio reviews, stress testing exercises, and industry risk assessments.
- Support internal and external audits, regulatory reviews, and management reporting requirements.
- Mentor junior credit analysts and provide guidance on credit underwriting and risk assessment best practices.
Requirements
- Degree in Finance, Accounting, Banking, Economics, Business, or related discipline.
- Minimum 8–12 years of credit analysis and credit approval experience within corporate, commercial, or institutional banking.
- Strong knowledge of financial statement analysis, cash flow modelling, credit risk assessment, and lending structures.
- Experience evaluating diversified industries, including SMEs, large corporates, and multinational companies.
- Familiarity with regulatory requirements, risk management practices, and banking compliance standards.
- Strong analytical, communication, and stakeholder management skills.
- Ability to work independently and manage multiple credit transactions within tight timelines.
- Experience with syndicated loans, structured financing, project finance, or trade finance would be advantageous.
Interested candidates kindly forward your CV to ***email_hidden*** (EthelTan Seok Khoon, Reg No: R2096281). Feel free to forward this great opportunity to someone who would be a great fit for this role.
All information will be kept strictly confidential. We regret to inform that only successful applicants will be contacted.
